Back To Larger Down Payments?

Some feel that way and it is better to have skin in the game however you want to make sure you have enough in reserve in case something goes wrong i.e. losing your job, repairs, etc.  If you have 20% to put down that is good but if it leaves you with nothing leftover you should look at a smaller down payment with mortgage insurance.

“Interestingly, a recent Harris Interactive survey found that 42% of Americans agreed that larger down payments over the past few years could have reduced the number of foreclosures and prevented some of the economic problems we face today.”

http://www.marketwatch.com/story/remember-down-payments-on-mortgages?siteid=rss&rss=1