Should You Do A Rent-To-Own?

I personally don’t think you should.  The article below shows the pros and cons especially in this current environment.  The way these loans work are you get a credit towards your purchase for the amount that you pay above market rent.  For some who have trouble saving it might not be bad but then if you have trouble saving you might want to seek a Financial Advisor and have the devise a financial plan for you. 

You have no idea where home values will be in 1 to 2 years or if you will even qualify for a mortgage so why risk it entering into an agreement to buy a home.