Last Minute Credit Reports On Mortgages

This isn’t meant to scare anyone nor should it have an adverse affect on the industry.  It actually could be a good one because it is more due diligence that the banks are doing to make sure that borrowers aren’t taking out loans or credit cards that they don’t know about. 

If you continue to pay your bills and not take on additional debts you will be fine.  I am very confident if a credit score drops a few points it won’t change the loan unless it is due to a derogatory item.  Make sure to not be running up your credit cards or opening new accounts.