Credit Card Disputes

It looks like Federal law allows it as long as you file the complaint correctly.  I don’t have a lot to say on this because I don’t know much about it but I did find the article very informative.

For example, to challenge a “billing error” as defined under the Fair Credit Billing Act, or FCBA, you must send your dispute letter to the address for billing inquiries within 60 days of the first statement that contained the mistake. The issuer must acknowledge the complaint in writing within 30 days after receiving your letter, investigate the claim and resolve the dispute within two billing cycles or 90 days, whichever comes first.