Lock & Shop

Hand inserting keys in lock









Are you buying a home in Fort Lauderdale or South Florida and worried about interest rates going up?   If you are then you need a mortgage that will allow you to “Lock & Shop.”

You can lock a rate without a property address, allowing you to change your mind on a property or put in a multiple offers.

  • Lock your rate for up to 180 days
  • The ability to renegotiate the rate lower if the market      has improved enough within 10 days of closing

What does this mean for you?  You have the flexibility to shop with confidence and focus on all the details that will make your house yours.  With the Fed cutting back on their mortgage-backed security purchases, rates will go up.  It is not if but when.  This will help protect you against interest rate risk.